CHIP Scope of Benefits (Continued)

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Covered Benefit

Limitations

Co-payments

Inpatient General Acute and Inpatient Rehabilitation Hospital Services

Services include:

  • Hospital-provided Physician or Provider services
  • Semi-private room and board (or private if medically necessary as certified by attending)
  • General nursing care
  • Special duty nursing when medically necessary
  • ICU and services
  • Patient meals and special diets
  • Operating, recovery and other treatment rooms
  • Anesthesia and administration (facility technical component)
  • Surgical dressings, trays, casts, splints.
  • Drugs, medications and biologicals
  • Blood or blood products that are not provided free-of-charge to the patient and their administration
  • X-rays, imaging and other radiological tests (facility technical component)
  • Laboratory and pathology services (facility technical component)
  • Machine diagnostic tests (EEGs, EKGs, etc.)
  • Oxygen services and inhalation therapy
  • Radiation and chemotherapy
  • Access to DSHS-designated Level III perinatal centers or Hospitals meeting equivalent levels of care
  • In-network or out-of-network facility and Physician services for a mother and her newborn(s) for a minimum of 48 hours following an uncomplicated vaginal delivery and 96 hours following an uncomplicated delivery by caesarian section
  • Hospital, physician and related medical services, such as anesthesia, associated with dental care
  • Surgical implants

May require authorization for non-Emergency Care and care following stabilization of an Emergency Condition.

May require authorization for in-network or out-of-network facility and Physician services for a mother and her newborn(s) after 48 hours following an uncomplicated vaginal delivery and after 96 hours following an uncomplicated delivery by caesarian section.

Vary based on plan and a family’s current cost-sharing level.

$0 - $100

Skilled Nursing Facilities (Includes Rehabilitation Hospitals)

Services include, but are not limited to, the following:

  • Semi-private room and board
  • Regular nursing services
  • Rehabilitation services
  • Medical supplies and use of appliances and equipment furnished by the facility

Requires authorization and physician prescription

60 days per 12-month period limit

None

Outpatient Hospital, Comprehensive Outpatient Rehabilitation Hospital, Clinic (Including Health Center) and Ambulatory Health Care Center

Services include but are not limited to the following services provided in a hospital clinic or emergency room, a clinic or health center, hospital-based emergency department or an ambulatory health care setting:

  • X-ray, imaging, and radiological tests (technical component)
  • Laboratory and pathology services (technical component)
  • Machine diagnostic tests
  • Ambulatory surgical facility services
  • Drugs, medications and biologicals
  • Casts, splints, dressings
  • Preventive health services
  • Physical, occupational and speech therapy
  • Renal dialysis
  • Respiratory services
  • Radiation and chemotherapy
  • Blood or blood products that are not provided free-of-charge to the patient and the administration of these products
  • Facility and related medical services, such as anesthesia, associated with dental care, when provided in a licensed ambulatory surgical facility
  • Surgical implants.

May require prior authorization and physician prescription

Vary based on plan and a family’s current cost-sharing level.

0 - $20 for certain medications.

None for preventive services.

Physician/Physician Extender Professional Services

Services include, but are not limited to the following:

  • American Academy of Pediatrics recommended well-child exams and preventive health services (including but not limited to vision and hearing screening and immunizations)
  • Physician office visits, in-patient and out-patient services
  • Laboratory, x-rays, imaging and pathology services, including technical component and/or professional interpretation
  • Medications, biologicals and materials administered in Physician’s office
  • Allergy testing, serum and injections
  • Professional component (in/outpatient) of surgical services, including:
    • Surgeons and assistant surgeons for surgical procedures including appropriate follow-up care
    • Administration of anesthesia by Physician (other than surgeon) or CRNA
    • Second surgical opinions
    • Same-day surgery performed in a Hospital without an over-night stay
    • Invasive diagnostic procedures such as endoscopic examinations
  • Hospital-based Physician services (including Physician-performed technical and interpretive components)
  • In-network and out-of-network Physician services for a mother and her newborn(s) for a minimum of 48 hours following an uncomplicated vaginal delivery and 96 hours following an uncomplicated delivery by caesarian section.
  • Physician services medically necessary to support a dentist providing dental services to a CHIP member such as general anesthesia or intravenous (IV) sedation.

May require authorization for specialty services

Vary based on plan and a family’s current cost-sharing level.

$0 - $10 per visit.

No co-payment required for preventive care or prenatal care.

Durable Medical Equipment (DME), Prosthetic Devices and Disposable Medical Supplies

Covered services include DME (equipment which can withstand repeated use and is primarily and customarily used to serve a medical purpose, generally is not useful to a person in the absence of Illness, Injury, or Disability, and is appropriate for use in the home), including devices and supplies that are medically necessary and necessary for one or more activities of daily living and appropriate to assist in the treatment of a medical condition, including but not limited to:

  • Orthotic braces and orthotics
  • Prosthetic devices such as artificial eyes, limbs, and braces
  • Prosthetic eyeglasses and contact lenses for the management of severe ophthalmologic disease
  • Hearing aids
  • Diagnosis-specific disposable medical supplies, including diagnosis-specific prescribed specialty formula and dietary supplements. (See complete list of covered DME in this section of the MHP website)

May require prior authorization and physician prescription

Limit: $20,000 12-month period limit for DME, prosthetics, devices and disposable medical supplies (diabetic supplies and equipment are not counted against this cap)

None

Home and Community Health Services

Services that are provided in the home and community, including, but not limited to:

  • Home infusion
  • Respiratory therapy
  • Visits for private duty nursing (R.N., L.V.N.)
  • Skilled nursing visits as defined for home health purposes (may include R.N. or L.V.N.)
  • Home health aide when included as part of a plan of care during a period that skilled visits have been approved.
  • Speech, physical and occupational therapies.

May require prior authorization and physician prescription.

Services are not intended to replace the child's caretaker or to provide relief for the caretaker.

Skilled nursing visits are provided on intermittent level and not intended to provide 24- hour skilled nursing services.

Services are not intended to replace 24-hour inpatient or skilled nursing facility services.

None

Inpatient Mental Health Services

Services include, but are not limited to:

  • Mental health services, including for serious mental illness, furnished in a free-standing psychiatric hospital, psychiatric units of general acute care hospitals and state-operated facilities, including, but not limited to:
    • Neuropsychological and psychological testing.
    • Includes inpatient psychiatric services, up to 12-month period limit, ordered by a court of competent jurisdiction under the provisions of Chapters 573 and 574 of the Texas Health and Safety Code, relating to court ordered commitments to psychiatric facilities. Court order serves as binding determination of medical necessity. Any modification or termination of services must be presented to the court with jurisdiction over the matter for determination.

May require prior authorization for non-emergency services.

Does not require PCP referral.

Inpatient mental health services are limited to:

  • 45 days 12-month inpatient
  • 25 days of the inpatient benefit can be converted to residential treatment, therapeutic foster care or other 24 hour therapeutically planned and structured services or sub-acute outpatient (partial hospitalization or rehabilitative day treatment) mental health services on the basis of financial equivalence against the inpatient per diem cost
  • 20 of the inpatient days must be held in reserve for inpatient use only

Vary based on plan and a family’s current cost-sharing level.

$0 - $100

Outpatient Mental Health Services

Services include, but are not limited to:

  • Mental health services, including for serious mental illness, provided on an outpatient basis.
  • Medication management visits do not count against the outpatient visit limit.
  • Includes outpatient psychiatric services, up to 12-month period limit, ordered by a court of competent jurisdiction under the provisions of Chapters 573 and 574 of the Texas Health and Safety Code, relating to court ordered commitments to psychiatric facilities. Court order serves as binding determination of medical necessity. Any modification or termination of services must be presented to the court with jurisdiction over the matter for determination.
  • A Qualified Mental Health Professional (QMHP), as defined by and credentialed through Texas Department of State Health Services (DSHS) standards (TAC Title 25, Part II, Chapter 412), is a Local Mental Health Authorities provider. A QMHP must be working under the authority of a DSHS entity and be supervised by a licensed mental health professional or physician. QMHPs are acceptable providers as long as the services would be within the scope of the services that are typically provided by QMHPs. Those services include individual and group skills training (which can be components of interventions such as day treatment and in- home services), patient and family education, and crisis services.

May require prior authorization.

Does not require PCP referral.

The visits can be furnished in a variety of community-based settings (including school and home-based) or in a state-operated facility.

Outpatient limits include:

  • Up to 60 days; 12-month period limit for rehabilitative day treatment.
  • 60 outpatient visits; 12-month period limit.
  • 60 rehabilitative day treatment days can be converted to outpatient visits on the basis of financial equivalence against the day treatment per diem cost.
  • 60 outpatient visits can be converted to skills training (psycho educational skills development) or rehabilitative day treatment on the basis of financial equivalence against the outpatient visit cost.
  • Inpatient days converted to sub-acute outpatient services are in addition to the outpatient limits and do not count towards those limits.

Vary based on plan and a family’s current cost-sharing level.

$0 - $10 per visit.

Inpatient Substance Abuse Treatment Services

Services include, but are not limited to:

  • Inpatient and residential substance abuse treatment services including detoxification and crisis stabilization, and 24-hour residential rehabilitation programs.

May require prior authorization for non-emergency services 

Does not require PCP referral.

Limits include:

  • Medically necessary detoxification and stabilization services, limited to 14 days per 12-month period.
  • 24-hour residential rehabilitation programs, or the equivalent, up to 60 days per 12-month period.
  • 30 days may be converted to partial hospitalization or intensive outpatient rehabilitation, on the basis of financial equivalence against the inpatient per diem cost.
  • 30 days must be held in reserve for inpatient use only.

Vary based on plan and a family’s current cost-sharing level.

$0 - $100 per inpatient stay

Outpatient Substance Abuse Treatment Services

Services include, but are not limited to:

  • Prevention and intervention services that are provided by physician and non-physician providers, such as screening, assessment and referral for chemical dependency disorders.
  • Intensive outpatient services is defined as an organized non-residential service providing structured group and individual therapy, educational services, and life skills training which consists of at least 10 hours per week for four to 12 weeks, but less than 24 hours per day.
  • Outpatient treatment service is defined as consisting of at least one to two hours per week providing structured group and individual therapy, educational services, and life skills training.

May require prior authorization.

Does not require PCP referral.

Outpatient treatment services up to a maximum of:

  • Intensive outpatient program (up to 12 weeks per 12-month period).
  • Outpatient services (up to six-months per 12-month period).

Vary based on plan and a family’s current cost-sharing level.

$0 - $10 per visit.

Rehabilitation Services

Habilitation (the process of supplying a child with the means to reach age-appropriate developmental milestones through therapy or treatment) and rehabilitation services include, but are not limited to the following:

  • Physical, occupational and speech therapy
  • Developmental assessment

May require prior authorization and physician prescription

None

Hospice Care Services

Services include, but are not limited to:

  • Palliative care, including medical and support services, for those children who have six months or less to live, to keep patients comfortable during the last weeks and months before death
  • Treatment for unrelated conditions is unaffected

Patients electing hospice services waive their rights to treatment related to their terminal illnesses; however, they may cancel this election at anytime.

Requires authorization and physician prescription

Services apply to the hospice diagnosis

Up to a maximum of 120 days with a 6 month life expectancy

None

Emergency Services, including Emergency Hospitals, Physicians, and Ambulance Services

Services include but are not limited to:

  • Emergency services based on prudent lay person definition of emergency health condition
  • Hospital emergency department room and ancillary services and physician services 24 hours a day, 7 days a week, both by in-network and out-of-network providers
  • Medical screening examination
  • Stabilization services
  • Access to DSHS designated Level 1 and Level II trauma centers or hospitals meeting equivalent levels of care for emergency services
  • Emergency ground, air and water transportation
  • Emergency dental services, limited to fractured or dislocated jaw, traumatic damage to teeth, and removal of cysts.

MHP does not require authorization as a condition for payment for emergency conditions or labor and delivery.

MHP requires authorization for post-stabilization services

Vary based on plan and a family’s current cost-sharing level.

$0 - $50 per visit.

Transplants

Services include but are not limited to the following:

  • Using up-to-date FDA guidelines, all non-experimental human organ and tissue transplants and all types of non-experimental corneal, bone marrow and peripheral stem cell transplants, including donor medical expenses.

May require authorization

None

Vision Benefit

Services include:

  • One examination of the eyes to determine the need for and prescription for corrective lenses per 12-month period, without authorization
  • One pair of non-prosthetic eyewear per 12-month period
  • health plan may reasonably limit the cost of the frames/lenses.
  • Does not require authorization for protective and polycarbonate lenses when medically necessary as part of a treatment plan for covered diseases of the eye.

Vary based on plan and a family’s current cost-sharing level.

$0 - $10.00 per visit.

Chiropractic Services

Services do not require physician prescription and are limited to spinal subluxation

Requires authorization for twelve visits per 12-month period limit  (regardless of number of services or modalities provided in one visit)

Requires authorization for additional visits.

Vary based on plan and a family’s current cost-sharing level.

$0 - $10 per visit

Tobacco Cessation Program

Covered up to $100 for a 12- month period limit for a plan‑approved program

Requires authorization. Mercy Health Plans defines plan-approved program.

May be subject to formulary requirements.

None

Case Management Services for Children with Complex Special Health Care Needs 

Medically necessary case management services above and beyond those normally provided to all members are covered.  These covered services include outreach, informing intensive case management, care coordination and community referral.

None

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