Health Insurance Portability & Accountability Act (HIPAA)

Privacy

The HIPAA privacy regulations require that covered entities limit the use and disclosure of protected health information to those times explicitly permitted by the regulation or after an authorization has been received by the individual.  The regulation allows the use and disclosure of protected health information for treatment, payment or health care operations without an authorization.  Additionally, member consent is not required for public health, national security, or law enforcement requirements, as well as, state oversight functions.  The regulation also gives individuals certain rights such as the right to access and request amendments to protected health information, as well as the right to receive information on how their protected health information was used and disclosed.

Transactions & Code Sets

The HIPAA transaction regulations require that a national, standard format be used for common electronic interfaces and transactions.  Health plans cannot withhold or otherwise delay payment if transactions are in the HIPAA standard format.  This standardization is expected to reduce administrative costs for both payors and providers by eliminating the need to maintain multiple and disparate EDI formats for these transactions.  Additionally, a consistent set of defined information will be exchanged by all.

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